Lighthouse is an independent financial adviser which is split into five divisions. LighthouseWealth is an IFA business aimed at high net worth individuals. LighthouseCarrwood employs salaried IFAs. LighthouseTemple employs self-employed IFAs but owns the clients and all the income they generate. LighthouseXpress is the network business which provides back-office and compliance support to sole traders. City Trustees is a self-invested personal pensions administrator.